Certificate of Proficiency in Digital Evidence & eDiscovery Law Practice in Nigeria

Weekly training modules are based on the textbook: DIGITAL EVIDENCE & eDISCOVERY LAW PRACTICE IN NIGERIA by the Convener of the course Emeka Arinze Esq, LLM, M.I.T (info-tech), CBSP (Certified Biometric & Surveillance Professional, CDEA (Certified Digital Evidence Analyst), CCI (Certified Cybercrime Investigator), CFP (Certified Forensic Professional).

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WEEK

11

5 hours to complete
Electronic Banking and Evidentiary Challenges See Chapter 11 of the book for further reading

There is no doubt that the Internet has played a key role in changing the business landscape in the world of today, bringing with it, globalisation and technological innovations that are increasingly enabling businesses change their traditional mode of operation. This development saw the emergence of electronic commerce, allowing businesses to more effectively interact with their customers. One industry with the complexities of the 21st century that uses this communication channel to reach its customers in real time, is the banking industry, where financial wealth is now recorded, stored, and transferred around the world in seconds using electrons at a rapid pace that is hard to fathom. The evolution of banking payment system using electronic techniques has been classified and described as the third of the great ages of payment system. With the growth in the Internet and the e-economy, the most significant problem faced by the banks is where a third party intervenes by undermining the technology between the banks and the customer for the purposes of fraud

The Focus of this Weekly Module

It is for this reason that it becomes essential for courts to fully understand the dynamics of this emerging electronic banking system in order to evaluate and assess electronic evidence when faced with disputed online banking transactions or better still, issues involving payment channels like the automated teller machines (ATMs). It is not uncommon that a bank will make every effort to restrict the amount of evidence at its disposal to prove its case. For this reason therefore, lawyers and courts must be aware of the characteristics of electronic evidence emanating from electronic banking transactions to ensure fair trial.

Gains and Benefit

On completion of the lecture as espoused in the video, reading activity, quiz and assessment, you will be able to understand:

  • banking in its electronic format;
  • the eBanking Service Delivery Channels;
  • Evidentiary and Legal Challenges in eBanking;
  • Contributory Negligence and Assumption of Risks When Raised by the Bank;
  • Enforceable Electronic Banking Transactions: Banks and Customer Relationship;
  • Vulnerabilities of Online Banking System: Weaknesses in the Technology;
  • Unauthorised Transfers and Bankers’ Liability: The ATM Factor;
  • Disputed Chip & Pin Transaction: Use of Forensic Evidence;
  • ePayment Dispute Resolution in Nigeria
9 Videos (Total 30 min), 1 reading, 1 quiz, 1 assignment SEE ALL
9 videos
Banking in its electronic format;
The eBanking Service Delivery Channels;
Evidentiary and Legal Challenges in eBanking;
Contributory Negligence and Assumption of Risks When Raised by the Bank;
Enforceable Electronic Banking Transactions: Banks and Customer Relationship;
Vulnerabilities of Online Banking System: Weaknesses in the Technology;
Unauthorised Transfers and Bankers’ Liability: The ATM Factor;
Disputed Chip & Pin Transaction: Use of Forensic Evidence;
ePayment Dispute Resolution in Nigeria
1 readings
Module Guide
1 quiz
Activity - Answer a 30 min question & answer test
1 assignment
Assignment title goes here